Common-sense education and empowerment that gives HOPE to everyone in every walk of life
Dave Ramsey—best-selling author, nationally syndicated talk show host and personal finance expert—has a simple message for people who want to change their financial lives: It will be hard work, but it will be worth it! No matter where you are in your Total Money Makeover, we're here to help you take that next step. Debt freedom is not quick or easy. Quick fixes like debt consolidation, debt management, and bankruptcy actually cause you more harm than good. These services almost never solve the true problem - your behavior. The only way to get out of debt and stay debt free begins with you.
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